San Jose, CA (PRWEB) March 27, 2008 — Cheapautosinsurance.com has distinguished itself from other car insurance sites since its debut in 2003 by focusing on supplying not only insurance quotes, but also practical information and advice for drivers. During the month of April, the site will focus on young drivers by supplying extra material on DUIs and how they relate to getting and keeping automotive coverage. This effort will include outreach to college fraternities and sororities with educational information on safe and responsible driving habits.

“Spring is coming on,” said CheapAutosInsurance CEO Brian Severson. “That means spring break trips and graduation. It also means potential drunk driving incidents and getting new cars. Both can bring a world of insurance hurt to young drivers. Most of these young people don't have any idea how serious a DUI can be in terms of their coverage until it happens, which is essentially too late.”

That means spring break trips and graduation. It also means potential drunk driving incidents and getting new cars. Both can bring a world of insurance hurt to young drivers. Most of these young people don't have any idea how serious a DUI can be in terms of their coverage until it happens, which is essentially too late.

Take any dozen young drivers and ask, 'What's a SR22?' and I'm going to bet not one will be able to give you an answer

Particularly during graduation season many young people are feeling liberated from their ties to their parents. Then, wham! Something happens and they don't know what to do, they just know they want to handle it on their own. We're giving them the tools to do that. It may sound trite, but it's true. Knowledge is power.

The SR22 proves not only financial responsibility, but also a willingness to obey the law

It's crucial to getting the issue resolved and getting you back on the road.

This is the kind of thing that can be deeply confusing

Part of the function of CheapAutosInsurance.com is to help clear up the confusion on this and other automotive insurance related topics.

Many states require drivers who have been involved in an automobile accident or have been charged and convicted of a traffic offense during which they could not prove auto liability coverage to obtain a form SR22 from the insurer, a critical step in an instance of license revocation. The form serves as proof to the court that the driver does indeed carry the necessary insurance and goes a long way toward mitigating the consequences of the incident.

“Take any dozen young drivers and ask, 'What's a SR22?' and I'm going to bet not one will be able to give you an answer,” said Severson. “Particularly during graduation season many young people are feeling liberated from their ties to their parents. Then, wham! Something happens and they don't know what to do, they just know they want to handle it on their own. We're giving them the tools to do that. It may sound trite, but it's true. Knowledge is power.”

Drivers convicted of a DUI without proof of liability insurance in many states will need an SR22 to get their license back. Loss of a driver's license has far reaching implications for working people and as a viable means of identification in the post-9/11 world. “The SR22 proves not only financial responsibility, but also a willingness to obey the law,” said Severson. “It's crucial to getting the issue resolved and getting you back on the road.”

Drivers who move to states that do not require the SR22 must maintain their liability coverage in their new residence and may have SR22-related responsibilities in their previous state as well. “This is the kind of thing that can be deeply confusing,” said Severson. “Part of the function of CheapAutosInsurance.com is to help clear up the confusion on this and other automotive insurance related topics.”

Material like the SR22 data as well as basic and frank advice on low auto insurance quotes appear on the site side-by-side with rate quotes, money saving measures, and articles on topics like anti-theft devices and the pros and cons of having more than one vehicle on a policy. The content of CheapAutosInsurance.com is constantly refreshed to reflect the latest developments in the insurance industry. The editors welcome and invite your questions, comments, and ideas. Send email to: editor(at)cheapautosinsurance.com.

Corporate Summary
CheapAutosInsurance.com, based in San Jose, California, offers direct, accessible information on obtaining and maintaining car insurance that is both comprehensive and inexpensive. The site, launched in 2003, includes a straightforward request engine for insurance rates quotes.

Contact Information:
Brian Severson, CEO and President
CheapAutosInsurance.com
Santana Towers
3031 Tisch Way, 7th Floor
San Jose, CA 95128
Ph. 408 516 4544
Email: editor(at)cheapautosinsurance.com

Chicago, IL (Vocus/PRWEB ) August 11, 2009 -– Illinois Governor Pat Quin along with Illinois Secretary State Jesse White signed a new bill last week making texting while driving illegal. Studies have shown how unsafe driving can be while using a cell phone. CarInsuranceQuote.net discusses the latest findings and explains how drivers can obtain the cheapest car insurance by practicing safer driving habits.

As of August 6, 2009, drivers in Illinois caught texting while driving will be pulled over, given a ticket and must pay a seventy five dollar ticket fine. Although texting while driving is illegal, drivers will still be able to use navigational systems. Many studies over recent years have pointed to the dangers of driving while using a cell phone.

A 2006 University of Utah study found that drivers using their cell phones are just as impaired as drunk drivers. Another article by MSNBC stated that cell phone users while driving have decreased reaction times and can appear to be driving just as slow or swerving just as much as a drunken driver. The Human Factors and Ergonomics Society found that cell phone distraction causes 330,000 injuries and 2,600 deaths in the United States each year.

Simply by avoiding use of a cell phone while driving, especially texting, drivers can greatly improve their reaction time and decrease their risk. By practicing safer driving habits, people can enjoy cheaper [http://www.carinsurancequote.net/car-insurance-premiums.html auto insurance premiums. Although there are several ways to reduce auto insurance premiums, one of the easiest is to compare auto insurance policies and rates.

To stay safe on the roads, and ultimately decrease auto insurance premiums, drivers can maintain the following tips: pay attention to the road at all times, follow traffic signals and road signs, and let family and friends know of whereabouts. Most importantly, drivers should find a safe place to pull over and park to use their cell phones or allow the call to go to voicemail.

About CarInsuranceQuote.net:
With CarInsuranceQuote.net, drivers can quickly and easily compare auto insurance policies and prices to find the most complete plan at the cheapest rate. The best way to save is to compare auto insurance, so learn more about CarInsuranceQuote.net by visiting the website.

Auto Insurance Discounts

Auto insurance companies offer discounts for a number of different reasons. Here’s a list of the discounts that will save you the most amount of money:

* Home/auto discount - Most insurance companies will give you a 10 to 15 percent discount if you insure your car and your home or condo with them.

* Multi-car discount - Many insurers will give you a 10 to 15 percent discount if you have two or more cars and insure them with them.

* Safety and security discount - You can get a sizeable discount if you have safety and security devices installed in your car such as burglar alarms, anti-theft devices, air bags, and anti-lock brakes.

* Driver’s education discount - You can get a discount with many insurers if you’ve taken a driver’s ed course or a defensive driving course.

* Low mileage discount - You can get a discount if you drive less than the norm, especially if you drive less than 5,000 miles a year.

* Miscellaneous discounts - Different companies offer discounts for a variety of reasons - having a good driving record, being a senior, housing your car in a garage, not having filed claims, etc. Ask your agent about any discounts you may be eligible for before you buy an auto insurance policy.

Auto Insurance Discounters

Auto insurance discounters can offer cheap insurance because they keep their operating costs low.

You can find these companies by going to an insurance comparison website. There you can fill out a simple questionnaire and get rates from a number of different A-rated companies. The better sites even offer a chat service and a toll-free information line where you can get answers to your auto insurance questions. (See link below.)

If you’re in doubt about an auto insurance discounter’s reliability, you can go to your state’s insurance department website to see the number of claims that have been filed against them. You can also get consumer ratings and reviews of a company by going to epinions.com.

Visit http://www.LowerRateQuotes.com or click on the following link to get rates from top auto insurance discounters and see how much you can save. You can get more insurance tips in their Articles section.

Although this is the first time for your child to drive his own car, you do not have any choice but to insure his car with teenage New York auto insurance.
The reason why teenage New York auto insurance is expensive is that teens are classified as high risk driver by all of the New York auto insurance companies found in the city. And since they do not have enough experience in driving, they tend to be prone in any road traffic accident which is very common in the city. But just like the typical New York auto insurance, you can possibly get affordable teenage New York auto insurance for your teen driver.

But you can make sure that you can find the best teenage New York auto insurance without emptying your pocket provided that you are equipped with important information on the factors which can help you to fulfill your goal. The first thing that you should do before giving your teen his own car is to send him in any defensive driving course. In this course, your teen will learn how to drive defensively and possibly avoid being involved in any car accident which can make his New York auto insurance rate unaffordable.

It has been said that experience is the best teacher. Your teen will commit mistakes during his first month of driving but eventually when he finally learn to drive safely, he can become more matured driver which can help him to get affordable teenage New York auto insurance rate. So it will be better if you will include your teen in your own New York auto insurance policy first until such time that he has reach the age bracket where he can get his own New York auto insurance policy. This way, you do not have to be worried always when paying high New York auto insurance premium.

You should also explain to your teen why teenage New York auto insurance is expensive. This way he will become more careful everytime he will drive his car. So if you are looking for a way to save money on New York auto insurance policy for your teenage driver then try to compare New York auto insurance quotes. http://newyorkautoinsurancequotes911.com/

DENVER — Valen Technologies, Inc., today announced that they and
Society Insurance, a leading provider of commercial insurance in
Wisconsin, Illinois, Iowa, and Indiana, have successfully implemented
Valens UnderRight predictive analytics underwriting
solution to improve Societys pricing strategies and profitability.
Society is now using UnderRight for its workers compensation line of
business to positively impact the companys combined ratio by enabling
improved underwriting decision consistency and efficiency.

Commenting on Valens implementation, Societys COO Rick Parks said,
Valens UnderRight solution offers us the ability to price risks more
accurately the fundamental lever we need to continuously improve the
growth and profitability of our business. I look forward to the impact
UnderRight will have for us.

Parks continued, In addition to providing us with much greater pricing
power in the marketplace, we are now able to focus our experienced
underwriters where they are most acutely needed to analyze complex
risks and provide an even higher level of service to our independent
agents. We believe in the power of Valens UnderRight solution and we
continue looking to other areas of our business which can also benefit
from the application of predictive analytics.

Valens President and CEO Dax Craig added, We are especially proud when
a successful implementation like Societys deployment of UnderRight
leads to our predictive analytics solutions being considered in other
areas of the company. Our two teams working side by side have deployed a
valuable solution for their company and we look forward to working with
Society as they expand the use of predictive analytics.

About Society Insurance

Society Insurance is a recognized leader in workers compensation
insurance for a variety of industries in Wisconsin, Illinois, Iowa, and
Indiana. Society is also a strong provider of property, liability and
business auto insurance offering package policies exclusively designed
for a wide range of businesses such as restaurants, taverns, motels,
grocery stores, medical clinics, contractors, and cleaning services.

For additional information, visit www.societyins.com.

About Valen Technologies, Inc.

Valen Technologies, Inc. enables insurers to improve underwriting and
premium audit results through our hosted predictive analytics solutions, UnderRight
and AuditRight. Our experts combine our
clients data with historical risk, firmographic and econometric
information in our XDataandValenNetworks
databases and use that data to build, deploy and monitor models for
improving underwriting and optimizing premium audit processes. The
combination of our data and our modeling expertise gives us the unique
ability to create the industrys most effective predictive models. To
learn more about Valen and Valen products call 1-800-280-3304 or visit
website at www.valen.com.

Collision on Wheels offers the convenience of on-site, same-day dent repair and auto painting. They come to the consumer to perform minor collision repair in their driveway or at their workplace. We have found that consumers are reluctant to report small collisions due to the concern that premiums would increase. Some people prefer to pay out of pocket rather than file a claim.

Collision on Wheels, We Come to You is positioned to meet this demand in the collision industry. The mobile approach saves consumers time and money as the cost of minor repairs is typically less than their insurance deductible. In the event that repairs are extensive, we are one of the only mobile auto body shops who are approved by major insurance carriers, said Barker.

Jack Barker shared more tips for consumers to help reduce their insurance premiums. Many insurance companies offer discounts to students with good grades or adults with good credit. Some offer discounts if you pay the premium in full rather than in monthly or quarterly installments. Different rates are charged for different makes and models of cars. Read Jacks complete article at http://dentrepairdallas.blogspot.com/2009/12/getting-most-out-of-car-insurance-tips.html

Jack Barker serves consumers and businesses in the North Dallas Metro area: Dallas, 75201, 75214, 75226, Plano, 75023, 75094, Richardson, 75080, Allen, 75002, Frisco, 75034, Grand Prairie, 75050, Carrolton, 75006, Farmers Branch, 75234, Fort Worth, 76102, 76111, 76126, Garland 76040, 76048, and neighboring cities and communities in Dallas, Collin and Tarrant Counties. Visit http://www.collisiononwheels.com

Contact:

Collision on Wheels of North Dallas Metro
Jack W. Barker
10200 Independence Parkway #2113
Plano, TX 75025
866-402-3368
jbarker@collisiononwheels.com

This press release was submitted by Right Now Marketing Group, LLC

Visit http://www.small-business-liability-insurance.net to learn more.

It is hard for a business to operate without comprehensive company car insurance. Even if it is a small business, small business auto insurance still reflects that the company is stable.

As a business owner, you can get small business auto insurance that fits your business. This is why it is very important to protect the vehicles that is used for the business.

You can go through insurance providers that offer this particular insurance and ask about the quotes that they offer to small businesses.

Make sure that the small business auto insurance you get includes auto liability, comprehensive coverage, uninsured and underinsured motorists coverage, coverage for employees using their cars for the business, medical payments, collision coverage, and coverage for autos that the business borrows or rents.

There are providers of small business auto insurance that help you to take care of your business. If lets say you do have an accident, you can rely on the small business auto insurance professionals that will gather the facts you need.

The insurance coverage must have the details on the accident and the gravity of the damage in order for the insurance provider to come up with the right estimate on the covered cost.

These small business auto insurace professionals are so dedicated that they can be reached anytime and anywhere.

You can get the contact details of these agents from the insurance provider of the small business auto insurance you applied for.

Another good thing about having small business auto insurance is that you can fix your vehicles and then you can guarantee the repairs.

As long as the insurance provider allows you to lease the vehicle and you are okay with the rates, then you can secure the small business auto insurance for your company.

You must remember that your company may be small but you have to do whatever it takes to make it seem that your business is professional and will definitely be one of the big guys in your industry in the future.

A good way to start doing this is getting the insurance that most companies have. An example is the small business auto insurance.

After all, you have to insure your businesss properties and this includes the business car.

Discover where to buy small business auto insurance online. Learn where to buy cheap small business liability insurance at my site.

Visit http://www.small-business-liability-insurance.net to learn more.